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I used a free voice creation service from ElevenLabs, an AI-voice company. But this experiment shatters the idea that voice-based biometric security provides foolproof protection in a world where anyone can now generate synthetic voices for cheap or sometimes at no cost. Some banks tout voice identification as equivalent to a fingerprint, a secure and convenient way for users to interact with their bank.

and Europe use this sort of voice verification to let customers log into their account over the phone. After that, I had access to the account information, including balances and a list of recent transactions and transfers.īanks across the U.S. I had used an AI-powered replica of a voice to break into a bank account. The bank's security system spent a few seconds authenticating the voice.

“My voice is my password,” the voice said. After typing that in, the bank said “please say, ‘my voice is my password.’”Īgain, I played a sound file from my computer. It then asked me to enter or say my date of birth as the first piece of authentication.